When and how is the interest calculated?

Purchases of goods are interest-free for up to 51 days. This means that TF Bank will not charge interest if you settle the full invoice amount within the invoice period. Transactions from cash withdrawals and transfers earn interest from the date of booking.

You can decide each month how much you would like to pay. The minimum amount is 3% of the total amount or at least 30 €. The interest rate is 22.35 % p.a. (debit interest) or 24.79 % p.a. (effective interest) for purchases, cash withdrawals or transfers.

No withdrawal fee is charged.

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